Tatsuto Fujii leads fintech innovation at Microsoft. He previously lead fintech strategies at au Financial Holdings Corporation as CDO. He also established the start-up accelerator “MUFG Fintech Accelerator” and “MUFG APIs” at MUFG, based in Tokyo. He spent over 15 years with the consulting team at IBM and Microsoft, where he provided consulting services regarding IT strategy for large financial institutions and regional banks.