Yoshiya Deguchi has joined Sony Bank in 2008, after working in research, business planning and product planning at asset management and online securities companies. Since joining Sony bank, he has been leading the planning and promotion of product services and digital channels, mainly in the asset management and foreign currency fields, and has been in his current position since April 2016. He is leading challenges into payment area including Sony Bank WALLET which is Visa debit with 11 currencies.